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Tamkeen offers individuals and institutions a special insurance solution for protection against medical errors in a manner that indemnify subscribers (policyholders) from incurring any financial burdens due to their professional involvement as physicians and medical facilities. The insurance compensates patients for any health harms due to errors, omissions or medical negligence that occurred during the provision of medical services, subject to flexibility considerations in meeting special insurance needs.

The Company is committed to honoring its obligations towards subscribers and responding quickly and promptly after any incident, in a professional environment based on clarity and credibility to achieve its vision of creating an integrated partnership with subscribers. The Company is committed to its mission and corporate identity based on the full adoption of principles and standards of application of Islamic insurance compliant with the provisions of Islamic Sharia’a.

Insurance Coverage:

Under the medical professions insurance, the Company is committed to reparation of damages and/or losses resulting from the following risks:

  • Errors, omissions or medical negligence resulting in health harm to the patient during the provision of medical services provided to him/her during the period of insurance specified in the insurance policy and after the issuance of a judicial judgment from the competent judicial authorities.

Calculate the Value of Insurance Subscriptions (Premiums):

The value of insurance contributions (premiums) is calculated on the basis of total insurable value (maximum limit of indemnity( safety procedures, nature of medical specialty, nature of medical profession, and duration of insurance.

The value of contributions (premiums) is calculated as a percentage of the total insurable value (to maximum limit of indemnity(

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